Buying a home is one of the biggest decisions you’ll ever make. I get it—it’s exciting, a little scary, and sometimes overwhelming. You’re not just buying walls and a roof. You’re choosing where your life will unfold, where memories will happen, and where you’ll feel safe and happy.

That’s exactly why I, Silky Girdhar, became a realtor. I wanted to help people like you navigate the home buying process Canada with confidence and ease. Over the years, I’ve walked alongside countless buyers in Surrey and the Greater Vancouver area, and I’ve learned that having the right guide makes all the difference.

So, how exactly do I help? Let me take you through my proven process, step by step, to finding dream home with realtor.

Understanding What You Really Need and Want

Before we even look at a single property, we need to talk. And I mean really discuss the home buying process Canada.

This isn’t about me selling you something. It’s about me understanding YOU—your lifestyle, your dreams, your worries, and what makes a house feel like home to you.

What We’ll Discuss Together

During our first meeting, I’ll ask you questions that might surprise you. Not just “How many bedrooms do you need?” but deeper questions like:

• How do you spend your weekends?
• Do you love hosting friends and family?
• Are you planning to grow your family?
• Do you work from home and need office space?
• What neighborhoods feel right to you?

I want to know your must-haves and your nice-to-haves. Maybe you absolutely need a backyard for your dog, but a second bathroom would just be a bonus. That’s important for me to know for your home buying process Canada.

Building Trust From Day One

Here’s my promise: I’ll never push you into something that doesn’t feel right. My job isn’t to make a quick sale. My job is to help you find a home you’ll love for years to come. That starts with honest conversations and building real trust between us.

When you work with me, you’re not just another transaction. You’re someone I genuinely care about helping. This is how realtors help buyers find homes the right way—with heart and honesty.

Getting Your Finances Ready

Let’s talk money. I know it’s not always comfortable, but it’s necessary. And I promise to make it as simple and stress-free as possible is the home buying process Canada.

Why Mortgage Pre-Approval Matters

Before we start touring homes, you need to know exactly what you can afford. That’s where mortgage pre-approval comes in. It tells us your budget and shows sellers you’re a serious buyer.

I work with trusted mortgage professionals who will:

• Review your income and credit
• Explain different mortgage options
• Calculate what you can comfortably afford
• Pre-approve you for a specific amount

Understanding True Affordability

Here’s something important: Just because a bank approves you for a certain amount doesn’t mean you should spend it all. I’ll help you think about:

• Monthly mortgage payments
• Property taxes
• Home insurance
• Utilities and maintenance
• Closing costs

My goal is to make sure you can afford your new home comfortably, without stretching yourself too thin. This is a crucial part of the home buying process Canada that many buyers overlook.

Starting the Home Search

Now comes the fun part—finding your perfect home! But here’s a secret: the best properties don’t always pop up on public websites.

How I Search for Your Dream Home

As your dedicated realtor for the realtor buyer process Surrey, I use multiple strategies:

• Access to MLS (Multiple Listing Service) with early notifications
• My network of other realtors who know about upcoming listings
• Connections in the Surrey community
• My personal knowledge of different neighborhoods

I’ll set up customized property alerts based on everything we discussed. When something matches your criteria, you’ll be one of the first to know.

Exploring Surrey Neighborhoods

Surrey is diverse and growing fast. Each neighborhood has its own personality:

• Fleetwood offers family-friendly communities
• South Surrey has a more suburban, upscale feel
• City Centre is urban and close to amenities
• Cloverdale gives you that small-town charm

I’ll help you explore areas that match your lifestyle, not just your budget. Sometimes, the perfect home is in a neighborhood you hadn’t even considered, the best realtor buyer process Surrey!

Viewing Homes Together

Once we’ve found promising properties, it’s time to see them in person. This is where my experience really helps you.

What to Look For During Viewings

Sure, you’ll notice the paint colors and the kitchen layout. But I’ll help you see deeper:

• Structural condition and potential issues
• Natural light throughout the day
• Storage space and functionality
• Noise levels from traffic or neighbors
• Future resale potential

Making Viewings Work for You

I know you’re busy. I’ll arrange viewings around your schedule—evenings, weekends, whenever works best. And I’ll never rush you. Take your time. Feel the space. Imagine your furniture here. Picture your daily routine.

I’ll take notes and photos so we can compare properties later. Because after viewing five homes, they all start to blend together in your mind!

This personalized approach to finding dream home with realtor makes all the difference in your experience.

Comparing Properties and Making Your Choice

After viewing several homes, we’ll sit down and compare. I’ll help you see beyond the emotions (which are totally valid!) and look at practical factors too.

Creating Property Comparisons

I’ll create side-by-side comparisons showing:

• Price per square foot
• Condition and needed repairs
• Location and commute times
• School districts and amenities
• Potential for appreciation

Listening to Your Gut

Here’s something I always tell my clients: Data is important, but so is your gut feeling. If a house checks all the boxes but doesn’t feel like home, that matters.

I’ll give you honest opinions, but I’ll never pressure you. The right home will feel right. And when you find it, we’ll move quickly to secure it.

Crafting Your Winning Offer

Found the one? Great! Now let’s make sure you get it at the best possible price and terms.

How I Negotiate for You

I’ll analyze recent sales in the area to determine a fair offer price. In Surrey’s competitive market, this research is critical.

Together, we’ll decide on:

• Offer price
• Deposit amount
• Conditions (inspection, financing)
• Possession date
• Included items

Protecting Your Interests

My negotiation strategy is always focused on getting you the best deal while protecting your interests. I’ll communicate with the seller’s realtor, present your offer professionally, and negotiate any counteroffers home buying process Canada.

In multiple offer situations, I use my experience to craft competitive offers that stand out—without overpaying.

From Accepted Offer to Closing Day

Your offer was accepted—congratulations! But we’re not done yet. There’s still important work to do home buying process Canada.

Coordinating Inspections and Conditions

I’ll help you:

• Arrange a professional home inspection
• Review the inspection report together
• Negotiate repairs or price adjustments if needed
• Remove conditions within the timeline
• Coordinate with your lawyer and mortgage lender

Staying Connected Until You Get the Keys

I’ll be available throughout this process to answer questions, solve problems, and keep everything on track. You can call or text me anytime—seriously.

This is part of what makes the first time home buyer guide Canada experience so smooth with the right realtor by your side.

After You Move In

My relationship with you doesn’t end when you get the keys. I’m here for the long haul.

Ongoing Support

I’ll help you:

• Find trusted contractors for any repairs or renovations
• Answer questions about your new home
• Provide advice on maintaining your investment
• Help with future real estate needs

Many of my clients become friends. I love seeing your social media posts of your new home, your garden progress, and your family growing up there. That’s what makes my job so rewarding in the home buying process Canada.

Your Trusted Real Estate Partner in Surrey

Buying a home should be exciting, not stressful. With the right guidance, it can be one of the best experiences of your life for home buying process Canada.

I’m Silky Girdhar, and I’m passionate about helping buyers in Surrey and the Greater Vancouver area find homes they love. Whether you’re a first-time buyer or moving up to your dream home, I’ll be with you every step of the way with honest advice, expert knowledge, and genuine care.

Ready to start your home-buying journey? Let’s talk! ( finding dream home with realtor)

Silky Girdhar
Personal Real Estate Corporation
📍 13049 76 Ave Unit 201, Surrey, BC V3W 2V7, Canada
📞 +1 604-655-3635
🌐 silkygirdhar.com

Frequently Asked Question(FAQs)

Ready to find your dream home in Surrey? Contact me today for a no-pressure conversation about your goals. Let’s make your home ownership dreams come true!

📞 Call or text: 604-655-3635