If you’re thinking about investing in real estate in 2025, Surrey, BC might just be the perfect place to start. Known for its fast growth, expanding neighborhoods, and more affordable housing compared to nearby Vancouver, Surrey is drawing attention from homebuyers and investors alike.

But is now really the right time to invest in Surrey real estate? In this blog, we’ll walk you through the latest trends, market conditions, and local developments so you can make a smart and confident decision—whether you’re buying your first home or investing in rental property.

Why Invest in Surrey Real Estate 2025?

1. Lower Interest Rates in 2025 Make Buying Easier

One of the biggest reasons why 2025 is a great time to buy property in Surrey is the current interest rate environment. After a series of rate hikes in the past years, the Bank of Canada has started lowering rates again to support economic growth.

This means that monthly mortgage payments are now more manageable for buyers. Whether you’re financing a home or an investment property, you’ll likely get a better deal on your loan, which can save you thousands over time.

2. More Inventory = More Choices for Buyers

In early 2025, Surrey’s housing market saw an increase in available properties. More listings mean buyers have more options—and a better chance of negotiating a good deal.

This is especially helpful if you’re looking for a specific type of home or investment property. Instead of bidding wars and limited choices, you’ll find a wider variety of homes, condos, and townhouses to choose from.

Recommended to read: The Home Buying Checklist: What Every Buyer Should Know

3. Surrey Is Growing Fast—And That’s a Good Thing

Surrey is one of the fastest-growing cities in BC. With ongoing investments in infrastructure, public transit (like the SkyTrain expansion), schools, and healthcare, the city is becoming more attractive every year.

This growth also means more demand for housing. The city expects to need over 53,000 new homes by 2028—which is a strong sign that your investment could grow in value over time.

Hot neighborhoods to watch include:

• Fleetwood (thanks to the new SkyTrain route)
• Clayton Heights (great for families)
• South Surrey (popular for upscale homes and nature lovers)

4. Strong Rental Demand Makes It Investor-Friendly

If you’re not planning to live in the property, Surrey is still a great choice for rental investments. With many people moving into the city for work, school, or lifestyle, the rental market is thriving.

Whether it’s students near post-secondary schools or families needing long-term rentals, you’ll likely find solid rental demand and steady income potential.

5. It’s Still More Affordable Than Vancouver

Vancouver’s home prices remain some of the highest in Canada. In comparison, Surrey offers much better value, especially for first-time buyers and investors.

You can often get larger homes, more land, or newer construction in Surrey for a fraction of Vancouver prices—without sacrificing access to transit, schools, or community amenities.

Conclusion: Is It the Right Time?

Yes, absolutely! The combination of lower interest rates, rising inventory, growing infrastructure, and continued affordability make 2025 an excellent time to invest in Surrey real estate.

Whether you’re looking to settle down, grow your family, or build a rental income portfolio, now is the time to take a closer look at what Surrey has to offer.

And remember—you don’t have to do it alone. A local expert like Silky Girdhar can guide you through every step, making your real estate journey smooth, smart, and successful.

Contact Silky Girdhar today for a free consultation or private home tour.

Call or visit her website now to start your exciting journey toward investing in Surrey Real Estate 2025.

Frequently Asked Question(FAQs)

1. Is Surrey a good place to invest in real estate in 2025?

Yes! Surrey offers strong growth potential, affordable prices compared to Vancouver, and increasing demand for housing, making it a smart place to invest.

2. Are home prices going down in Surrey?

Prices have stabilized in many areas, and with more inventory on the market, buyers currently have more room to negotiate.

3. Is Surrey better for buying a home or investing in rentals?

Both! Surrey’s family-friendly neighborhoods are great for homeowners, while rental demand is strong in areas close to schools and transit.

4. What are the best areas to invest in Surrey?

Fleetwood, Clayton Heights, and South Surrey are among the top neighborhoods due to development, transportation, and family appeal.

5. How can a realtor help me invest in Surrey real estate?

A local realtor like Silky Girdhar knows the market, can help you find the right property, negotiate the best price, and walk you through financing and paperwork.