When you’re planning to settle in Surrey, one big question pops up: should you Buy Condo vs House Surrey? Each option comes with its own lifestyle, price, and maintenance needs. This guide is here to help you understand the key differences so you can confidently choose what’s right for you.

As a trusted local Realtor, Silky Girdhar has helped many families decide between condos and houses based on their budget, preferences, and long-term goals. Let’s explore what matters most when making this decision in today’s Surrey real estate market.

Condo vs House in Surrey: Which One Is Right for You?

1. Price and Affordability

If you’re working with a limited budget or are a first-time homebuyer, condos are typically more affordable. The entry-level price for a condo in Surrey is often significantly lower than for a detached house. This makes it easier to get into the market, especially in popular and fast-growing areas.

However, while houses are more expensive upfront, they tend to appreciate in value more over time, giving you better returns if you’re thinking long term.

Silky Girdhar’s Tip

If you’re planning to stay in the home for many years and have room in your budget, a house could be a solid investment. If you’re just getting started or prefer something manageable, a condo might be perfect.

2. Maintenance and Responsibilities

When it comes to upkeep, condos are generally easier to manage. Your monthly strata fees cover exterior maintenance, snow removal, and common areas like gyms or lounges.

Houses require more hands-on work—think lawn care, roof repairs, and more—but also give you total control over how your property is maintained and improved.

Buy condo vs house Surrey

Consider how much time and effort you’re willing to invest in upkeep. If you’d rather not deal with repairs or outdoor chores, condos are a clear winner.

3. Space and Privacy

Space is another big factor. Houses give you more room, both inside and out. You’ll have a backyard, maybe even a garage or basement, which is ideal for families or those working from home.

Condos, on the other hand, are more compact. You may have shared walls and limited private outdoor space, but many newer buildings offer smart layouts and convenient amenities to balance this out.

If you value privacy and room to grow, a house may suit you better. If you’re okay with a cozier space and love the idea of community living, a condo is a great fit.

4. Location and Lifestyle

Condos are often located in central Surrey, close to public transit, shopping, schools, and restaurants. If you’re looking for convenience and walkability, this is a huge plus.

Houses are usually found in quieter, suburban neighborhoods, ideal for raising kids or enjoying a more laid-back lifestyle.

Silky Girdhar always encourages clients to think about how their home fits into their daily routine—do you want easy access to the SkyTrain, or a quiet street with a yard for the dog?

5. Long-Term Goals and Investment

Buying a home is not just about today—it’s about the next five to ten years. Condos offer easier access to homeownership but may have slower appreciation compared to detached houses.

Houses often require a bigger commitment but can grow in value and offer more flexibility for upgrades or even future resale.

Conclusion

There’s no one-size-fits-all answer. The decision to buy condo vs house Surrey depends on your budget, lifestyle, and goals.

• Choose a condo if you want affordability, low maintenance, and a central location.
• Go for a house if you value space, privacy, and long-term investment potential.

Working with a local expert like Silky Girdhar ensures you’ll get honest advice, smart property choices, and support through every step—whether you’re leaning toward a condo or house.

Fill the form or contact us at realtor@silkygirdhar.com

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